Too many New Yorkers live under the threat of losing their homes not for missing a mortgage payment—but because property taxes keep climbing beyond what families and retirees can afford. The current system punishes ownership, destabilizes neighborhoods, and turns government into a perpetual landlord.

• 🛑 Immediate Freeze for Seniors, Veterans & Working Families. Cap bills for seniors, veterans, and households under $150,000 income; automatic enrollment using tax data, no maze of forms.
• 🏫 State Education Equalization Fund. Transition school funding away from volatile local property taxes to a transparent state‑level fund that follows students and protects classrooms—without squeezing homeowners.
• 🏠 Homestead Protection Act. Limit annual tax increases on owner‑occupied primary residences to 1% unless a local voter referendum explicitly approves more.
• 🧾 Line‑Item Transparency. Every town must publish where every dollar goes (school, county, fire, library, debt). No more black boxes or surprise add‑ons.
• 🚫 No Tax‑Lien Seizures on Homesteads. Ban tax‑lien sales and forced auctions of primary residences; require humane payment plans and hardship protections.

• Replace, Don’t Defund. The Education Equalization Fund backfills local school levies with state dollars tied to students and actual need—so schools are funded and homeowners aren’t crushed.
• Pay‑Fors With Accountability. Redirect waste identified through statewide contractor audits, claw back procurement overruns, and dedicate growth revenue—paired with a constitutional “education dollars to classrooms” rule.
• Local Control, Voter Consent. Towns keep control of priorities; any increase beyond the 1% cap must be approved by local voters with a plain‑language ballot.
• Targeted Relief, Automatic Delivery. Senior/veteran/working‑family relief is auto‑applied via existing tax filings—no new bureaucracy.

• Single Portal + One‑Page Rule. Property‑tax relief applications and hardship plans live in one login; any form over one page is simplified or scrapped under the Regulation Relief & Renewal Act (R3A).
• Sunset & Re‑Justify. Assessment/collection rules sunset every 5 years unless re‑authorized with a clear cost‑benefit—no more zombie fees.
• Public Dashboards. Live town dashboards show levy composition, year‑over‑year changes, and where equalization dollars reduced local burdens.

• Doubling Our Power = Lower Bills. Abundant, reliable energy (nuclear + clean firm power) reduces municipal/school operating costs—lowering pressure to hike property taxes.
• MTA Overhaul & Transparent Capital. Cleaning up transit procurement and stopping waste frees state dollars that can stabilize school funding without leaning on homeowners.
• Flood Mismanagement → Real Infrastructure. Investing in drainage, culverts, and grid hardening prevents emergency levies and special assessments that blindside taxpayers.
• Child‑Care Access. When parents can work, local economies grow and tax bases stabilize—reducing reliance on property tax spikes to keep services running.

• Retired Homeowner in Chemung County: Under the 1% cap + senior freeze, a $6,200 annual bill rises at most $62 next year—not $300–$500 as in recent spikes.
• Working Family in Suffolk: With income under $150k, relief auto‑applies. The school levy portion is gradually replaced by the state fund, stabilizing the monthly escrow.
• Veteran in Erie County: No tax‑lien sale on a primary residence. A standardized hardship plan prevents penalties from snowballing while catching up.

Illustrative examples for clarity; each town will publish exact impacts on its dashboard.

• Day One: Moratorium on tax‑lien sales of owner‑occupied homes; standardized hardship/payment plans; launch the statewide property‑tax transparency portal.
• Day One: Direct budget office to stand up the Education Equalization Fund design; publish district‑by‑district impact tables.
• First 100 Days: Pass the Homestead Protection Act (1% cap + voter referendum) and the No‑Seizure Homestead Law.
• First 100 Days: Adopt the School Funding Swap statute to shift levies from property to the state fund with a phased rollout to protect local operations.

• Cap Compliance: % of towns meeting the 1% cap; list of voter‑approved exceptions with ballot language archived.
• Homestead Seizures: Target = near zero for primary residences; any outliers investigated and posted with resolution.
• School Funding Stability: Year‑over‑year volatility vs. baseline in pilot districts; share of equalization funds reaching classrooms.
• Paperwork Reduced: Forms/pages cut under R3A for assessments, exemptions, and hardship plans (goal ≥40% in year one).

• Will schools lose money? No. We replace local levies with a transparent state fund tied to students and need—classrooms are protected.
• What about renters? Lower municipal pressure and stable school funding curb rent pass‑throughs; plus, child‑care access and infrastructure fixes reduce household costs across the board.
• Is this constitutional? Yes. Caps and funding swaps are enacted by statute; homestead seizure protections and transparency are clearly within state police powers. We’ll also pursue an amendment to lock in homeowner rights.

This is about real ownership, real security, and restoring dignity to New Yorkers who work hard to keep a roof over their heads. The state shouldn’t be your landlord. Under my administration, it won’t be.

Your $10 keeps this relief moving—drafting bills, building dashboards, and organizing town‑by‑town action. If it doesn’t help New Yorkers, we don’t spend it.